
Hyundai Dealership in Columbia, SC | New & Used Cars, Lease Deals, and Service
Stivers Hyundai is a trusted Hyundai dealership in Columbia, SC serving drivers throughout Columbia, Lexington, Irmo, Blythewood, and the surrounding Midlands. Whether you are shopping for a new Hyundai SUV, a fuel-efficient sedan, or a dependable pre-owned vehicle, our team is here to help you compare options and find the right fit for your needs. We are proud to provide a smooth, transparent car-buying experience that helps local drivers feel confident from the moment they arrive.
As a full-service car dealership in Columbia, SC, we offer much more than just inventory. At Stivers Hyundai, you can shop new Hyundai models, browse used cars for sale, explore Hyundai lease deals, apply for financing, and schedule expert service all in one place. Our goal is to make every part of the ownership experience simple, convenient, and rewarding for drivers across South Carolina.
If you have been searching for a reliable Hyundai dealer near Columbia, SC, Stivers Hyundai is ready to help. Our showroom features popular Hyundai models, knowledgeable staff, and personalized support to help you choose the vehicle, payment plan, or lease offer that works best for your budget and lifestyle.
Why Buy a New Hyundai From Stivers Hyundai
Our respected car dealership always maintains a large selection of new Hyundai vehicles for sale in Columbia, SC. Hyundai vehicles are known for combining modern styling, advanced safety features, smart technology, and long-term value. From efficient sedans like the Hyundai Elantra and Sonata to versatile SUVs such as the Tucson, Santa Fe, and Palisade, our inventory gives local drivers plenty of options for commuting, family travel, and everyday driving throughout Columbia and the surrounding Midlands.
Drivers also choose Stivers Hyundai because we make it easy to compare trims, features, and payment options in one place. Whether you are interested in buying or reviewing Hyundai lease offers, our team is here to help you move forward with confidence and find a vehicle that fits the way you drive.
Experience the Stivers Hyundai Difference
At Stivers Hyundai, we're more than a dealership; we're a community partner dedicated to serving Columbia, South Carolina, and the surrounding areas. Our commitment to customer satisfaction and our wide selection of new Hyundai vehicles and pre-owned Hyundai vehicles make us a trusted choice for local car buyers. Whether you are shopping for your next vehicle, reviewing lease options, or planning future service, our team is here to support you every step of the way.
Find Your Ideal Hyundai
We understand that every driver has unique needs, so we offer a diverse lineup of Hyundai models. Explore some of the standout vehicles available at our Columbia Hyundai dealership below.
Hyundai Tucson
The Hyundai TUCSON features a striking design, a 12.3-inch infotainment system, and a 2.5-liter four-cylinder engine with 187 hp. It offers front-wheel-drive (FWD) and all-wheel-drive (AWD) options with fuel efficiency ratings of 28 mpg combined for FWD and 26 mpg combined for AWD. It's perfect for families and adventure enthusiasts seeking a versatile, stylish, and technologically advanced SUV for urban and off-road driving.
Hyundai Palisade
The Hyundai PALISADE boasts a powerful V-6 engine that ensures a smooth and responsive drive, making it ideal for Columbia commutes and long road trips. Its exterior features a bold, premium design with a commanding presence, while the interior offers a spacious cabin with flexible seating for up to seven passengers, leather-appointed seats, and a 12.3-inch HD multimedia touch-screen display. It's ideal if you want a versatile and comfortable SUV for daily use around Columbia and extended travel as you explore the rest of South Carolina.
Hyundai Santa Fe
Do you want a midsize SUV that balances power, comfort, and innovation? Look no further than the Hyundai SANTA FE. It has a 2.5-liter turbocharged engine producing 277 hp, offering robust performance for city driving and outdoor adventures. Its bold, boxy exterior design features H-shaped headlamps, and the spacious interior comes with enhanced third-row seating, a panoramic curved display, and dual wireless charging. The SUV also features Hyundai SmartSense, which includes advanced driver-assistance systems and ten airbags.
Hyundai Santa Cruz
The Hyundai SANTA CRUZ has a 2.5-liter turbocharged engine and features a more aggressive exterior design with all-terrain tires. Inside, it has a reimagined cabin with a panoramic curved display, standard wireless Apple CarPlay and Android Auto, and improved ergonomics. The vehicle also offers advanced driver-assistance systems and new safety technologies, making it perfect for your daily Columbia commute.
Hyundai IONIQ 5 N
If you're an eco-conscious driver, the Hyundai IONIQ 5 N is a great choice. It features a high-performance electric motor with an 84 kWh battery for an extended all-electric range. The sporty exterior features restyled front and rear bumpers and aerodynamic wheels. Inside, it has a next-generation infotainment system, over-the-air software updates, and improved usability with a redesigned center console. It also prioritizes safety with seven airbags, forward collision-avoidance assist, and blind-spot collision-avoidance assist.
Hyundai KONA
The Hyundai KONA is a versatile compact SUV that offers a variety of powertrain options, including a gasoline engine and an electric powertrain, catering to different driving preferences. The exterior features a bold design with sharp LED headlights and a sculpted hood, while the interior boasts a spacious cabin with a 12.3-inch touch-screen display and Apple CarPlay and Android Auto compatibility.
Hyundai Sonata
The Hyundai SONATA offers a refined midsize sedan experience with a sleek design and athletic stance. It features available turbocharged engines and hybrid variants, along with a tech-forward cabin that includes a curved 12.3-inch dual display and Hyundai Digital Key. With premium comfort features and advanced safety technologies, the Sonata is a smart choice for commuting around Columbia or taking weekend road trips through South Carolina.
Hyundai Elantra
The Hyundai ELANTRA is a compact sedan that blends efficiency with smart technology. Its updated styling features bold angles, a wide front grille, and LED lighting. The interior includes a large digital instrument cluster, smartphone connectivity, and optional wireless charging. Fuel-efficient engine options and driver-assistance features make it an excellent choice for Columbia drivers seeking a reliable and modern daily driver.
Our Hyundai Hybrid Cars For Sale in Columbia, SC
At Stivers Hyundai, we help local drivers find efficient vehicles that fit the way they live and drive. Our dealership offers a growing selection of Hyundai hybrid vehicles in Columbia, SC for shoppers who want strong fuel economy, modern technology, and everyday practicality. Whether you are commuting across Columbia, heading through Lexington and Irmo, or planning longer trips across South Carolina, Hyundai hybrid models deliver a smart balance of comfort, capability, and efficiency.
Hybrid Hyundai vehicles continue to grow in popularity because they offer many of the features drivers want most, including lower fuel costs, advanced safety systems, and versatile interior space. From family-friendly hybrid SUVs to efficient hybrid sedans, our inventory gives Columbia drivers more ways to shop for vehicles that support both their budget and lifestyle.
From the versatile Hyundai Tucson Hybrid to the spacious Santa Fe Hybrid and the efficient Elantra Hybrid sedan, our knowledgeable team is ready to help you compare models and explore available financing or lease options. Visit Stivers Hyundai today and discover why so many drivers choose our Columbia Hyundai dealership when searching for hybrid vehicles in South Carolina.
Find Your Ideal Hybrid Hyundai Today
Our hybrid lineup gives Columbia-area drivers a variety of options depending on their needs. Whether you want a compact sedan for daily commuting or a roomy SUV for family travel, Stivers Hyundai makes it easy to compare the latest Hyundai hybrid models and choose the one that fits you best.
Hyundai Tucson Hybrid
The Hyundai Tucson Hybrid blends bold design with advanced efficiency, pairing a 1.6-liter turbocharged hybrid engine with electric power for 226 combined horsepower. Its hybrid system delivers impressive fuel economy, achieving up to an EPA-estimated 38 mpg combined, while offering available HTRAC all-wheel drive for added confidence on varied road conditions. Inside, a 10.25-inch digital display and intuitive infotainment system keep you connected, while spacious seating and cargo room make it ideal for family life or weekend adventures. The Tucson Hybrid is a versatile SUV that balances style, performance, and eco-friendly driving.
Hyundai Santa Fe Hybrid
Looking for a midsize SUV that combines power, efficiency, and modern comfort? The Hyundai Santa Fe Hybrid is a smart choice. It pairs a 1.6-liter turbocharged hybrid engine with electric power to deliver 226 horsepower while achieving impressive fuel efficiency for both city commutes and family getaways. Its bold design features the Santa Fe’s signature boxy profile and distinctive H-shaped LED headlamps, while inside you’ll find two spacious rows of seating, a panoramic curved display, and convenient dual wireless charging. With Hyundai SmartSense driver-assistance technologies and a comprehensive system of airbags, the Santa Fe Hybrid ensures advanced safety and confidence wherever the road takes you.
Hyundai KONA Hybrid
The Hyundai Kona Hybrid is a versatile compact SUV that blends bold design with efficient performance. Powered by a 1.6-liter hybrid engine paired with electric assistance, it delivers responsive acceleration while helping you save at the pump. Its sculpted exterior features sleek LED headlights and a confident stance, while the interior offers a spacious, tech-forward cabin. A 12.3-inch touch-screen display with Apple CarPlay and Android Auto keeps you seamlessly connected on every drive. Perfect for city commutes or weekend escapes, the Kona Hybrid gives you modern efficiency without sacrificing style or practicality.
Hyundai Sonata Hybrid
The Hyundai Sonata Hybrid delivers a refined midsize sedan experience with sleek styling and impressive efficiency. Its hybrid powertrain combines a 2.0-liter four-cylinder engine with an electric motor to achieve excellent fuel economy, making it ideal for daily commutes and long drives across South Carolina. Inside, a curved 12.3-inch dual display and Hyundai Digital Key provide modern convenience, while premium comfort features create a relaxing cabin environment. With Hyundai SmartSense safety technologies included, the Sonata Hybrid offers both confidence and sophistication for drivers in Columbia and beyond.
Hyundai Elantra Hybrid
The Hyundai Elantra Hybrid is a compact sedan designed to maximize efficiency without sacrificing style or technology. Its hybrid powertrain pairs a 1.6-liter four-cylinder engine with an electric motor to deliver excellent fuel economy, perfect for Columbia drivers who want to spend less time at the pump. The exterior features bold lines, a wide front grille, and available LED lighting for a modern look. Inside, you’ll find a spacious cabin with a large digital instrument cluster, seamless smartphone integration, and available wireless charging. With advanced driver-assistance features included, the Elantra Hybrid makes every commute smarter, safer, and more efficient.
Shopping for a hybrid vehicle at Stivers Hyundai means you can compare efficiency, technology, cargo space, and everyday drivability all in one place. Our team is here to help you decide which Hyundai hybrid model fits your budget, driving habits, and feature preferences.
Used Hyundai Vehicles For Sale in Columbia, South Carolina
When you shop at our Columbia Hyundai dealership, you can choose from both new Hyundai models and an excellent selection of used cars for sale in Columbia, SC. Each pre-owned vehicle is carefully inspected to ensure it meets our quality standards before being offered for sale. Our inventory frequently includes well-maintained Hyundai vehicles along with popular models from other manufacturers, giving Columbia drivers more choices when searching for dependable used cars, trucks, and SUVs.
If you are comparing used vehicles from multiple car dealerships in Columbia, SC, our team is here to help you shop with confidence. We work hard to provide quality inventory, fair pricing, and a better overall experience for drivers throughout the area.
Stivers Hyundai: Service You Can Trust
Your Hyundai deserves professional care to maintain its performance and reliability. Our state-of-the-art service department in Columbia, SC is equipped with advanced tools and technology to keep your vehicle running smoothly. Our factory-trained technicians specialize in Hyundai maintenance and repairs and use genuine OEM parts whenever possible to ensure long-lasting performance. We offer a wide range of service options and service specials designed to make maintaining your Hyundai convenient and affordable.
Whether you need routine maintenance or more in-depth repairs, our Columbia service team is here to help protect your investment. Many local drivers choose Stivers Hyundai not only as their dealership, but also as their trusted destination for reliable Hyundai service and repair.
- Routine maintenance (Oil Changes, Tire Rotations, Filter Replacements)
- Brake Repairs
- Battery Services
- Engine Repairs
- Transmission services
Schedule your next service appointment online or give us a call today.
See Us for Hyundai Financing
Financing your next vehicle is simple at our Hyundai dealership in Columbia. Our finance specialists work with a variety of trusted lenders to help drivers secure competitive loan rates and flexible payment options. Many customers also explore our Hyundai lease offers, which can provide lower monthly payments and the opportunity to drive a newer Hyundai model every few years. Whether you have excellent credit or are rebuilding your credit history, our team will guide you through every step of the process to help make your experience as smooth and stress-free as possible. Apply online for auto financing today!
Contact Our Hyundai Dealership Today
At Stivers Hyundai, our knowledgeable team is committed to helping drivers throughout Columbia, Lexington, Irmo, and surrounding South Carolina communities enjoy a great Hyundai ownership experience. Whether you're ready to choose your next Hyundai vehicle, schedule service, or explore financing options, contact our Hyundai dealership today for friendly and professional assistance. Call (803) 590-6821 or stop by our Columbia showroom to speak with a member of our team.
Yes. Buying a clean, affordable used car on our lot at a great price is easy. Simply browse our expansive online inventory and you'll see precisely why Stivers Hyundai is the first name so many turn to in Columbia when the time comes.
Because so many other discerning car shoppers in Columbia turn to us first. For some, the allure of shopping with us comes from our outstanding selection of quality used cars and our affordable pricing that always puts your budget first. For others, our respectful team and a shopping environment that places a priority on your comfort and satisfaction serves as the cherry on top.
When paired with our plethora of positive customer reviews, the above benefits of buying a used car from Stivers Hyundai make one thing readily apparent: You will always find the most enjoyable and budget-friendly used car shopping experience in Columbia at our friendly and clean used car lot.
Yes. Check out the latest deals on our used car specials page and see for yourself just how much we can save you on the stellar used car, truck, or SUV you've always wanted.
Absolutely. Whether you are celebrating a recent graduation, a new job, or you have a new baby on board, one thing always remains the same: We have the most fantastic prices in Columbia on quality cars, trucks, and SUVs. Our team takes an extreme amount of pride in delivering this massive amount of value directly to you during whichever major life event brings you to our showroom floor, so you can shop with confidence knowing that you really are getting the best price possible on the vehicle that piques your interest.
It's easy with Stivers Hyundai on your side. We have helped thousands of used car buyers with this process over the years, and the best place to start is by considering the particulars of your unique situation. Are you interested in the utility of a pickup, the ample legroom of an SUV, or the eco-friendly gas mileage of a compact car or sedan to help lower the cost of fuel that comes with your daily commute?
Once you have spent some time pondering these questions, browse our expansive online inventory or call 803-788-6800. From here, we will be more than happy to assist you in exploring all of your options and help ensure that you drive away from our used car lot with a smile on your face and in a used car that suits you perfectly.
Yes. If you see a vehicle listed on our website, that means it has already passed our rigorous quality inspection process and is ready and waiting to impress you when you come in to take it for a test drive.
No. Your comfort and satisfaction are our primary focus, so you can shop with confidence knowing that you are in complete control of this process from start to finish. Our sales team has a sterling reputation based on our commitment to always doing right by local car shoppers, which is why so many individuals in Columbia proudly consider themselves customers for life.
We are dedicated to sourcing quality used vehicles for all of our customers, so let us know what you are in the market for and we'll get to work immediately on finding your preferred used car through our expansive dealer resource network. Use our handy used car locator service today and you'll soon find yourself driving home in your dream car, truck, or SUV.
Yes, and it only takes a couple of clicks to leverage the power of our useful comparison tool. For each vehicle you would like to compare side-by-side, click the button labeled "Compare" on the vehicle details page, or the comparison arrows icon for the associated vehicle on the list page you are currently viewing.
Once you are done selecting all of the vehicles you want to review, click the "My Compared Vehicles" button located in the toolbar at the top of every page on our site and then the option labeled "View Compared Vehicles". After doing this, you'll find yourself on a custom, private page generated exclusively for you that compares the important specs and details related to you hand selected assortment of vehicles that appeal to you.
All incoming used cars undergo a rigorous inspection process that ensures our vehicles meet — and exceed — your expectations. Holding our inventory to the highest standards possible guarantees that you enjoy peace of mind and comfortable travel.
Great question. A certified pre-owned (CPO) vehicle is a used car, truck, or SUV that comes with a warranty backed by the manufacturer, in addition to other premium services, like 24/7 roadside assistance. To earn this designation, the CPO vehicle must have less than a set limit of miles traveled and pass an in-depth multipoint inspection. As for used cars at Stivers Hyundai, these offerings also undergo a rigorous inspection process to guarantee superb quality, in addition to providing you with access to the remainder of the factory warranty (if applicable) in terms of extended coverage.
Yes, and it only takes a moment to schedule an appointment. Call 803-788-6800 and we will get you on the books for a complimentary test drive of whichever vehicle piques your interest and offer guidance to you along every step of the way until you find the ideal car that fits your unique needs.
We highly recommend taking advantage of this complimentary service. Feeling good about buying a quality used car, truck, or SUV that will last you long into the future requires being completely comfortable with the vehicle that intrigues you. Our experts transportation consultants are happy to schedule a quick test drive so that you can proceed with confidence when the time comes to finalize this major decision.
Anytime during our normal operating hours. We always have a friendly and helpful car consultant available to help you find the right car or truck that fits your routine. Feel free to stop by at any convenient time for you, or give us a call at 803-788-6800 to schedule an appointment so we can be ready to drive the car you're looking at when you get here. Either way, you'll find that shopping at Stivers Hyundai is always a pleasant and convenient experience.
Our team is always looking for new and exciting ways to provide even more value to our customers, so we would love to work with you and see if we can accommodate this request. We are always ready and waiting to go over important details regarding this process (including your proximity to our Columbia location, preferred delivery date, and vehicle weight), so call 803-788-6800 today and we will work hard on your behalf to find the best possible way to fulfill your desired vehicle delivery.
Yes. Transparency is a cornerstone of our car buying experience, so our friendly sales team is pleased to provide you with an accurate and up-to-date vehicle history report covering every vehicle that piques your interest in our inventory. Each used car sold on our lot adheres to a strict commitment to quality and reliability, so shop with confidence knowing that a complimentary, comprehensive vehicle history report that confirms this sterling standard is always available for you at Stivers Hyundai.
We are committed to your satisfaction throughout each phase of the car buying process — even after you sign on the dotted line. Our team is only a quick phone call away, and we will do everything in our power to allay any concerns you might have regarding your recently purchased used car, truck, or SUV. This way, you can keep riding around Columbia in style and enjoy all of the benefits that come with upgrading your daily driver.
Yes, we proudly offer the latest exciting, feature-rich vehicles straight from Hyundai. As soon as you pick out your dream Hyundai vehicle, you can count on our friendly team to work out the details. If you're a new Hyundai shopper in Columbia, there is plenty to love about our blend of outstanding selection, premium service, and impressive financing.
Buying a new Hyundai from us is the easiest and most convenient way to get the biggest bang for your buck when upgrading into an exciting new vehicle. Known for their reliability, performance, and affordability, Hyundai vehicles are the cream of the crop in the automotive world and sure to turn heads here in Columbia.
Owning one of these fine automobiles is also the ultimate opportunity to save a ton of money and enjoy the confidence that comes with parking your dream car in your garage. If you're in the market for a major upgrade to your daily routine, come on in and we'll find a way to make it happen.
Yes. Hyundai wants you to be more than satisfied long after you roll off of our lot in your stunning new car, which is why each and every award-winning new Hyundai we sell comes with a plethora of protections via a copious warranty program. For more information about the warranty and safeguards that come with a new Hyundai, call 803-788-6800 or come on in to talk to one of our friendly consultants.
Yes. Getting you behind the wheel of the Hyundai you want is one of our favorite things to do. Every shopper comes from a unique financial background, so we take pride in being flexible with financing. Let us work our magic to find you a comfortable solution that works for you. It's easy, convenient, and we can get it done quickly.
This is a great question. Stivers Hyundai has years of experience spotlighting the advantages related to these two choices, so here's a quick overview.
Buying a new car is a great idea if:
- You like driving new cars.
- You want the latest and greatest in terms of safety technology.
- Cutting-edge infotainment and connectivity with your smart devices is a top priority.
- You like the confidence that comes with being protected by a Hyundai warranty.
- You want the lowest interest rate possible.
- You want to take advantage of new car incentives directly from Hyundai.
Buying used is probably the right call if:
- The budget-friendly nature of pre-loved cars appeals to you.
- You want to get more bang for your buck and are seeking a gently used premium option.
- Keeping your car insurance rates low is important to you.
- You want to take advantage of Stivers Hyundai's commitment to reliability through our in-depth inspection, repair, tune-up, and detail process.
Because you want to feel respects and choose from one of the best selections of reliable vehicles that in or around Columbia. Or because you want to take advantage of customer-first, affordable pricing. Maybe because leaning on the assistance of friendly professionals who can cater to your unique situation and help guide you through the search for the right vehicle is an invaluable asset to have on your side during this major moment in your life.
Simply put, because you — like other discerning shoppers — deserve to enjoy all of the benefits that come with shopping at the most trustworthy dealership in or around Columbia.
Buying a car from us is all about maximizing your return on this major investment. Our friendly sales professionals always put your needs first, and will help you navigate our expansive selection of reliable, affordable, and alluring cars and trucks. At Stivers Hyundai, we've crafted a shopping experience that makes finding your perfect car straightforward and downright fun!
Stivers Hyundai's current hours of operation can be found on our contact page. Our business hours are subject to change throughout the year based on seasonal considerations. We stay open long hours so that serving your travel needs is as convenient as possible.
Yes. It is our pleasure to provide extended business hours on Sunday to our friends here in Columbia. Doing so ensures that you can conveniently shop on your terms and at a time that works best for you.
We are always a phone call and typically just a short drive away. We stay vigilant in service and we are always ready to help you upgrade your daily driver. To make planning out a quick trip to our showroom floor even easier, you can find our official address for your GPS or map app below.
9950 Farrow Rd
Columbia, SC 29203
With a quick and friendly phone call. Dial 803-788-6800 when you are ready to tap into the expertise of our team and we will help you get to cruising the streets in the perfect vehicle for you.
Stivers Hyundai is committed to offering you the most competitive financing rates possible in Columbia. How do we do this? By working with lots of lending institutions and being flexible regarding your credit history, loan terms, and past financial hardships or considerations, we are able to provide access to impressively low rates that put you behind the wheel of your dream car and still keep your bank account happy along the way.
Want to learn more about your specific loan rate? It's easy, call 803-788-6800 today.
Yes. Nearly all car loans bundle the taxes, registration fees, and other expenses into the loan. This is a great way for savvy shoppers to reduce the upfront expenditure associated with buying a car and registering it.
Yes. We know that being flexible with financing additional services over time goes a long way toward making the car-buying process more convenient and relaxed for everyone.
If you would like to take advantage of optional upgrades when financing your next car, truck, or SUV, let us know when you come in and we will be happy to help you spread out the cost of over the term of your loan.
Yes. Stivers Hyundai offers zero down payment financing to qualified buyers. Let us know that you want to consider this option when the time comes to apply for a loan and we will help you get it done.
Yes, we do it everyday. We work with lots of different lenders to help people from all walks of life get into suitable cars and trucks. We shop your loan on your behalf which pits the banks against each other and gets you the best possible rate, regardless of your credit history.
Yes. Connecting first-time buyers with the loan they need to purchase a new or used car is one of our many specialties. Call 803-788-6800 today and we will be happy to lay out how our approach makes financing easy and simple for newer and first-time car buyers.
Good question. We've helped many customers in this situation secure the financing they need to get into a reliable and affordable used car. Thanks to our easy loan application process, all it takes is a few minutes to get the process started. We can often leverage our large network of banks to find a trusted partner that will make an exception if your life situation has improved markedly since the hiccup.
Yes. Getting approved for the right loan as a person receiving disability and Social Security disbursements is a piece of cake with our helpful finance experts on your side. Many lending institutions consider these payments as sources of income when determining the type of loan you qualify for and the loan's total value — a crucial fact that greatly improves your terms when you are approved for financing.
Getting approved for a loan as a self-employed tax payer is a simple matter. Income verification will be the key to your success. Once we review a the documents that verify your income such as your tax returns, bank statements, or canceled checks, you'll find that getting approved is simple, straightforward, and convenient.
Yes. Starting a new job can be an exciting time. Let us help you make this big moment even sweeter by connecting you with the right loan on your next vehicle. Your employment status is just one of the myriad factors that go into the loan approval process, so if you recently upgraded into a better position at a new company you can apply with confidence knowing that our financing team are prepared to secure a great loan at the lowest interest rate possible.
Helping guide first-time car buyers through this important — and exciting — event is one of our specialties. Let our trustworthy and friendly team take the lead on this for you and you will soon see why so many first-time buyers in Columbia lean on us when the time comes to finance an affordable and reliable new or used car with budget-friendly payment.
Commonly called under water, or upside down, in an inequity position, or buried, our finance team has seen it before. We leverage many years of professional experience assisting shoppers through this situation. It starts with a fair offer to buy your trade-in.
We can typically roll any inequities into the new loan which means that we pay off the difference and you start a new loan on the new car. This way you can drive home in style in the car or truck that you really want.
Being employed is one of a host of factors that will go into any car loan approval process. Our team of experts can do what they do best and work hard to secure you the perfect loan for your unique situation, but you're still going to have to pay it back. Banks like to see a steady history of income and you'll need to be clear about your other sources of income and how you intend to pay back the loan without a job.
Yes. Securing access to seller-friendly offers on trade-in vehicles in Columbia starts with calling 803-788-6800 for a quick chat about your car. For shoppers who prefer to keep things digital, check out our friendly trade appraisal tool to request a quote on your trade-in vehicle and the insight of our expert team of vehicle appraisers.
With the utmost care and consideration. We make it a point to provide the most customer-friendly trade-in experience imaginable. We are happy to make a fair offer on any vehicle you want to trade toward your next car. This commitment to going above and beyond is why local car buyers shop with confidence at Stivers Hyundai.
Yes. We are always ready and willing to buy your car for a fair amount and our check is good today.
Finding out if you qualify for loan is fast and has no impact on your credit score. Use our quick pre-approval tool.
If you prefer to work with your personal bank on the financing, we are eager to help you pick out the perfect car, truck, or SUV for you. Before you make your final decision, we would suggest that you connect with our financing team to see if we can find a better rate or more favorable terms.
The short answer? It's easy, convenient, and it's the best option. We employ a swift process that keeps your interest rate and fees low. We work hard to find the best loan terms and our team makes a point to keep you in the know from start to finish.
Conventional wisdom suggests that putting down 20 percent of the total cost of the car at signing is a smart idea. However, your unique situation may require something different, and that is always fine by us.
Gap insurance is an form of protection that provides insurance coverage for the remainder of your auto loan should an accident or collision completely total your vehicle. Gap insurance kicks in to safeguard your credit in the event of the total loss of your car and pays off the negative equity in your loan if you owe more than the depreciated value of your vehicle.
Gap insurance is a great asset to have on your side if you:
- Made a small down payment.
- Selected a loan term with a 48-month or longer duration.
- Plan on putting more mileage on your vehicle than the average driver.
- Value the confidence that comes with complete financial protection.
Having a co-signer can make getting approved for a loan easier because of the combined credit score, income, and financial history. To determine if this is the best fit for you, let our team of experts leverage their years of experience to provide a hand as you consider your options.
Walk-in customers are always welcome, come on in and sit down for a chat regarding your car loan financing options at a time convenient for you. You can also call ahead to schedule an appointment with a friendly team member.
We make the process fast and easy. Our goal is to get you behind the wheel of your dream car as soon as possible. You can count on us to have everything ready when you come in to pick up your new car.
The loan-to-value (LTV) ratio is a tool used by lenders to represent the amount of money owed on your loan relative to the value of your vehicle. For example, if you currently have a loan for $15,000 on a vehicle that is worth $20,000, your LTV is 75%.
If you owe more than your current vehicle is worth, your LTV will need to be addressed. Stivers Hyundai has decades of experience assisting car shoppers through this exact situation.
The payment-to-income (PTI) ratio is a percentage that describes your car payment in relation to your pre-tax income. As an example, if your monthly car payment is $300 and your gross monthly income is $3,000, then your PTI is 10%. Lenders usually look for a PTI that sits at around 15% when considering how large to make a loan, but this is just one of a host of factors that go into the process of securing the best financing options your unique situation.
The debt-to-income (DTI) ratio represents all of your monthly debt divided by your monthly income. Credit card payments, mortgage payments, and other recurring expenses are factored into this metric, which most lenders suggest keeping at or below 50%.
"POI" stands for proof of income and is a metric that helps our associated lenders verify your stated income during the loan application process. Some common examples of proof of income include:
- Pay stubs
- Bank statements
- Last year's federal tax return
- Form W-2
"POR" stands for proof of residency and is a tool that aids our stable of high-quality lenders confirm your residency during the car loan application process. Some common examples of proof of residency include:
- Vehicle registration or title
- Voter registration card
- Utility or telephone bill
- Selective Service card
- Checking or savings account statement
"APR" stands for the annual percentage rate. Typically referring to the interest rate of your car loan. This yearly interest rate is what you'll pay in addition to the amount you borrow initially, and can be fixed (unchanging for the duration of your loan term) or variable (may change over the life of the loan).
"ACV" stands for the actual cash value. ACV is used to describe the amount of money a car can be expected to sell for through the large auction networks right now. This is the amount that we can expect to recoup should we choose to sell your car at auction.
Yes. Transparency is paramount for our team. If you have any questions regarding specific inclusions within this agreement, the friendly and knowledgeable team member working with you will be happy to review and explain every line.
Yes. Leasing a new car at Stivers Hyundai is all about having your cake and eating it too. We are proud to pair up an impressive selection of head-turning Hyundai vehicles with a leasing program that makes upgrading your daily commute a breeze. Simply stop by our showroom floor today or shop online and call 803-788-6800 whenever works best for you. From here, we will get you behind the wheel of the Hyundai vehicle you've been dreaming about in a flash, all at a low monthly price that fits your budget.
A new car lease gives you the opportunity to take to the streets of Columbia in an alluring and feature-rich new Hyundai at a cost that is often significantly lower than traditional monthly car payments. As part of this program, you'll enjoy all of the perks that come with owning your favorite Hyundai for a predetermined term length of time and/or number of miles traveled.
When this term reaches completion, you'll also have the flexibility to purchase this vehicle at a great price if you decide that you want to keep it. Leasing gives you options. The choice is always yours.
Financing a car places complete control in your hands for as long as you own your vehicle, while leasing is a temporary ownership arrangement that pre-negotiates the value of your car at the end of the lease. With a lease, you can switch into new cars every couple years and never be surprised by an unexpected dip in value. To determine which option works best for you, connect with us and we will layout the options in plain English which makes your decision easy.
This depends entirely on your unique needs and financial considerations. To help make the big choice between buying or leasing a vehicle easy and fun, here's an overview of the benefits.
You should lease a new Hyundai vehicle if:
- You love the idea of upgrading into the hottest new Hyundai every couple years.
- You only need a car for a short time and would rather not set up longer-term financing.
- You are seeking a lower out-of-pocket cost at signing.
- You prefer lower monthly payments.
You should buy one a new Hyundai car if:
- You love the idea of owning the vehicle you drive.
- You want the freedom to sell your vehicle whenever you want.
- You want to keep your insurance costs as low as possible.
- You know you will put a lot of miles on your car.
Call 803-788-6800 to tap into the insight of our experts and we'll help you make a smart decision on whether to finance or lease.
As far as your day-to-day experience goes, buying a vehicle from us or leasing one of our outstanding Hyundai offerings is exactly the same. Both options let you drive around in the Hyundai of your choice, and we'll always be here to provide you with the best service in and around Columbia when the time comes to bring your vehicle in for routine maintenance.
The only real changes come from a big picture perspective. Financing a new Hyundai gives you complete ownership of your chosen vehicle, while leasing comes with a fixed term of possession. At the end of this period, you can either upgrade into another new car with the latest tech and creature comforts, or you can purchase your current vehicle at the pre-negotiated buyout price if you're still loving your car.
Yes. We have a wide selection of Hyundai rental cars and trucks ready and waiting. Call 803-788-6800 today and we'll reserve the perfect vehicle for your travel needs. Focus on the fun stuff — like planning an adventure or getting the details right for your next big trip.
Because we provide you with outstanding service and an ample selection of Hyundai rental options, at the lowest rates possible. Our friendly and knowledgeable team of experts and our commitment to flexible scheduling ensures that picking your car up is always convenient.
Renting a vehicle from Stivers Hyundai is a breeze. All we need to get this process started are a few things, which include:
- Valid driver's license
- Major credit or bank card issued to the prospective renter
- Valid, unexpired insurance that is transferable to a rental vehicle (proof of insurance required)
Call 803-788-6800 once you have these items together and we will have you sorted out and scheduled to come in and pick up your rental vehicle right away.
This is a question that pops up quite often, and we want you to know that you always have options. Depending on your unique rental situation, a Collision Damage Waiver (CDW) may be available to supplement full, transferable insurance coverage. To find out if this option is available and to rent one of our outstanding vehicles at an ultra-low price, call 803-788-6800 and a member of our rental team will help you learn even more about how a CDW can help you secure a great rental vehicle for your trip.